PRAMo is a software package that consists of three modules which interact fully automatically. The modules are: (1) a Hazard Module, (2) an Impact Module, and (3) a Risk Assessment Module. The above noted general questions about flood risk can be answered by means of these modules. PRAMo is a generic model which can be applied in any region, in which certain input data are available. These are: (i) terrain information, (ii) observed runoff time series, (iii) inundation maps, and (iv) building assets. The model reproduces a large data set of possible hazard scenarios, combines it with potential consequences and delivers information about the expected annual damages and damages associated a low probability of occurrence (e.g. 0.5% p.a.).